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Additionally, clients for this type of strategy might have extreme legal or criminal backgrounds. It is essential to keep in mind that various providers offer a variety of concern ages on their guaranteed problem plans as reduced as age 40 or as high as age 80 - burial insurance life insurance. Some will also offer greater stated value, approximately $40,000, and others will permit much better fatality advantage conditions by improving the rates of interest with the return of premium or lessening the number of years until a full survivor benefit is offered